Medicare Open Enrollment Oct. 15 2018
2018 Medicare open enrollment is October 15 - December 7
Essential Facts about the American Healthcare Act
On March 6, House Republicans released their proposed health-care plan, The American Health Care Act (AHCA), as a replacement for the Affordable Care Act (ACA). [...]
2015 Changes to Medicare
To view a summary of the legislation (H.R.2), visit www.congress.gov. The Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) became law on April [...]
Flexible Spending Accounts: Spend-down rule relaxed
Recent changes announced by the Internal Revenue Service (IRS) modify the "use-it-or-lose-it" rule that applies to health flexible spending arrangements (FSAs). Plan sponsors will now [...]
Healthcare for Women in Retirement
At any age, health care is a priority. But when you retire, you should probably focus more on health care than ever before. This is [...]
Implications of the Supreme Court’s 2012 health care decision
On June 28, 2012, the U.S. Supreme Court ruled, in a landmark decision, that the Patient Protection and Affordable Care Act (ACA), including the provision [...]
New data on the solvency of Social Security and Medicare trust funds (2012)
Reports Show Challenging Financial Outlook for Social Security and MedicareEvery year, the Trustees of the Social Security and Medicare Trust Funds release reports to Congress [...]
Long-term care insurance: companies leaving the marketplace
The Long-Term Care Dilemma: Insurers Leaving, Premiums IncreasingIf you've planned for long-term care, you've done well because there's a pretty good chance you or your [...]
Tax deduction for Long Term Care insurance increased
The Internal Revenue Service has raised the income-tax deduction limit for Long Term Care (LTC) policy premiums that are paid in 2012. As in the [...]
Overview of Health Savings Plans
Health savings accounts (HSAs), Archer medical savings accounts (MSAs), health reimbursement arrangements (HRAs), and flexible spending arrangements (FSAs) are all personal health accounts that may [...]
Borrowing from Life Insurance Cash Value
Life Insurance Policy Loans: Tax and Other Implications As the owner of a life insurance policy, you can generally borrow the policy's cash surrender value [...]
Long-Term Care—Annuity Hybrids: New alternative to long-term care insurance
Long-Term Care Annuities When planning for the potential cost of long-term care, you've probably considered long-term care insurance. But premiums can be expensive and if [...]
2011 Medicare Open Enrollment: Dates have changed
What is the Medicare open enrollment period?The Medicare open enrollment period is the time during which people with Medicare can make new choices and pick [...]
Health-care Reform (2011)
The primary goals of the Patient Protection and Affordable Care Act, as amended by the Health Care and Education Affordability Reconciliation Act (collectively, the 2010 [...]
Disability Insurance Basics
The Fundamentals of Disablilty Insurance Disability insurance pays benefits when you are unable to earn a living because you are sick or injured. Most disability [...]
Life Insurance Overview
Life Insurance Basics Life insurance is an agreement between you (the insured) and an insurer. Under the terms of a life insurance policy, the insurer [...]
Questions about Long-term Care
Long-term care is not just provided in nursing homes--in fact, the most common type of long-term care is home-based care.Understandably, many people put off planning [...]